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Built for Real Life

Everything you need to save, spend, invest, and grow — under one roof.

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Choose the Account
That Fits You

From everyday spending to long-term wealth — we have a product engineered for every financial goal.

Most Popular
Current Account

Your everyday banking hub. No minimum balance, free debit card, and unlimited transactions.

  • No monthly fees
  • Free Visa debit card
  • Unlimited transfers & withdrawals
  • Mobile banking app
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Best Rate
Savings Account

Earn up to 5.2% APY on your savings. Automated saving rules that work while you sleep.

  • 5.2% APY — highest in class
  • Auto-save round-up feature
  • Goal-based savings buckets
  • No lock-in, withdraw anytime
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Fixed Returns
Fixed Deposit

Lock in competitive rates for 3, 6, or 12 months and watch your money grow guaranteed.

  • Up to 6.5% guaranteed returns
  • 3, 6, or 12 month terms
  • Minimum deposit: $500
  • Auto-renewal available
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Fast Approval
Personal Loan

Fast approval, flexible repayment. Borrow from $500 to $50,000 at rates starting from 8.9% APR.

  • From 8.9% APR
  • 24 to 84 month terms
  • Decision in 24 hours
  • No early repayment fee
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Your Dream Home
Home Loan

Competitive mortgage rates with dedicated advisors to guide you every step of the journey.

  • From 12.5% APR
  • Up to 25-year mortgage
  • Dedicated advisor assigned
  • Pre-approval in 48 hours
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For Businesses
Business Banking

Power your business with multi-user accounts, invoicing tools, and dedicated relationship managers.

  • Multi-user team access
  • Integrated invoicing tools
  • Bulk payment processing
  • Dedicated RM support
Open Business Account
Compare

Account Comparison

See which account type is right for you at a glance.

Feature Current Account Savings Account ★ Fixed Deposit Business Account
Monthly FeeFreeFreeFree$9.99/mo
Interest Rate0.1% APY5.2% APYUp to 6.5%0.5% APY
Min. BalanceNoneNone$500$500
Debit Card
Instant Transfer
Mobile App
Multi-user Access
Overdraft
Tools

Loan Calculator

Estimate your monthly repayments instantly.

Calculate Your Repayment

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Monthly Payment
Total Repayment
Total Interest
* Estimates only. Actual rates may vary based on credit profile.

Why Choose Clyra Loans?

Same-day approval for eligible applicants — no waiting weeks for a decision.
Flexible repayment schedules tailored to your income and lifestyle.
No prepayment penalties — pay it off early and save on interest.
Dedicated loan advisor assigned from application to final payment.

Ready to Apply?

Open a Clyra account and apply for your loan in minutes. No branch visit required.

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FAQ

Common Questions

Opening a Clyra account takes as little as 5 minutes. Simply complete our online registration form, verify your identity, and your account will be active immediately with full access to all features.
For personal accounts, you need a valid government-issued ID (passport, national ID, or driver's license) and a recent utility bill or bank statement for address verification. Business accounts may require additional documentation.
No! You can open a Clyra savings account with any amount — even $1. There's no minimum balance requirement and no monthly fees to worry about.
Interest on savings accounts is calculated daily based on your closing balance and credited monthly. Your 5.2% APY rate is variable and reviewed quarterly in line with market conditions.
Absolutely. You can hold a current account, savings account, and fixed deposit all under the same Clyra profile. You can transfer funds between them instantly from your dashboard.

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